Pass mark for every CeMAP unit
28–42 correct answers depending on the unit's total marks
Answer 4 questions and get your readiness score, pass probability and the exact topics to study first.
Take the free assessment →| Unit | Questions | Pass mark | Questions needed |
|---|---|---|---|
| FRE1 | 25 MCQ + 3 case studies | 70% | 28/40 |
| FRE2 | 25 MCQ + 3 case studies | 70% | 28/40 |
| MRT1 | 50 MCQ | 70% | 35/50 |
| MRT2 | 40 MCQ | 70% | 28/40 |
| ASEW/ASSC | 6 case studies (60 Qs) | 70% | 42/60 |
| Grade | Threshold |
|---|---|
| Pass | 70% |
| Merit | 80% |
| Distinction | 90% |
These percentage thresholds are consistent across FRE1, FRE2, MRT1, MRT2 and ASEW/ASSC — only the total marks per unit differ (see the table above).
Exact merit and distinction thresholds can vary slightly between sittings. A pass at 70% is all you need to qualify as a mortgage adviser — the higher grades are optional.
The pass mark is 70%, but aim for 75% or above in your practice mocks before booking the real exam. This gives you a realistic buffer for:
PassIQ™ tracks this automatically — your readiness score and pass probability are calculated from your real quiz and mock performance, topic by topic.
If you're scoring 75%+ consistently across multiple mocks, with no individual topic below 65%, you're ready to book.
This is a genuine FRE1-style question from our bank — see how you do.
The Consumer Duty requires firms to act to deliver:
There is no limit to the number of times you can resit a CeMAP unit. You pay a resit fee (£110 per unit) and rebook through Walbrook Institute London. There is no compulsory waiting period between attempts, but you are limited to two sittings per unit per calendar month.
The cost of a resit is one of the main financial arguments for thorough preparation. cemap·coach's full CeMAP access at £99 costs less than a single resit fee — making proper preparation a straightforward financial decision.
Answer 4 questions and get your readiness score, pass probability and the exact topics to study first.
Take the free assessment →Yes. You must pass every unit in the CeMAP qualification before you can use it to apply for FCA authorisation as a mortgage adviser. Units can be passed in any order.
CeMAP certificates do not expire. Once you have passed a unit, the pass stands indefinitely. However, some employers may require evidence of recent CPD to ensure your knowledge remains current.
Yes. The pass mark is fixed at 70% and does not vary based on overall candidate performance (unlike some professional exams that norm-reference their results).